It’s the end
of the year and its time to enjoy and be in the Christmas spirit. It’s not long
until we get to enjoy the food and drinks to last to the New Years
celebrations. It is one of our favourite times of the year here at Cross
Accounting. The darker evenings are given a little colour with the
neighbourhood Christmas lights. While this is the time of giving and enjoying
yourself, we would like to remind you of the financial aspect over the festive
trying to put out a negative mood, we do want to address the reality of credit
card bills and debt and the very high interest charges they carry.
We have been
speaking to a number of liquidators in the last couple of months and all have
mentioned that it is this time around were people use their credit cards or
store cards the most. This would
make sense as we get ready to buy gifts and as the High Street stores
accommodate their opening hours for the Christmas rush.
A survey by
uSwitch finds that Britons borrow an average of £452 each at Christmas. Heading
in to the New Year, this can cause a bit of a problem for some.
perfectly fine to go out and spend for loved ones and friends, but please stick
to your budget. You want to end 2018 on a high and have the
best possible start for the New Year.
Let’s start the
New Year in the best way possible. With
positivity and new inspirations to keep both your personal life and business
life in prosperity for 2019.
like to wish you a Merry Christmas and a prosperous 2019, from all at Cross